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The Advangage of Pooling Together (PDF)
Share in the STRENGTH
The Metropolitan Employees Benefits Association (MEBA) is a cooperative labor-management benefits association that combines school districts into a single purchaser of benefits. We formed this dynamic partnership to focus on both health care costs and the quality of service provided to our members.
As a result, MEBA members share in the strengths that pooling resources into one large buyer of benefits provides a choice of plans at more competitive rates with better cost-containment measures.
The joint purchasing power of MEBA provides members with four key advantages:
- COMPETITIVE costs and future cost controls
- By using the combined strength of its members, MEBA can offer them rates that are more competitive. Individual school districts have less influence with providers because they represent a relatively small group of people; however, when the districts unite for the purpose of purchasing benefits, they form a powerful alliance of significant size. Providers compete for MEBA’s business because of the larger numbers it represents in a small geographic area. More purchasing power translates into competitive costs for members.
- COMPREHENSIVE benefits and choice
- Choice of multiple plan design options with known health care organizations such as BlueCross, Kaiser, Vision Service Plan (VSP), and Delta Dental.
- QUALITY administration services
- MEBA ensures high levels of administrations service levels by maintaining rigorous performance standards. MEBA tracks information on claim turnaround time, accuracy, phone response time, and call volume to measure service.
For members, performance in these areas means a higher level of user satisfaction and less time spent resolving problems and answering questions.
- STABILITY
- Since established in 1993, MEBA has sustained stable growth year after year. The purchasing power of MEBA enables the association to negotiate attractively priced contracts that preserve choice in and within plans, while encouraging providers to deliver cost-effective, quality services. MEBA’s performance standards and its provider incentives ensure an ongoing high level of administration services, and the guaranteed rate caps make cost increases predictable year after year.
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